The ESA Earthquake: From Policy to Purchasing Power
How funding shifts are reshaping homeschooling and redefining the market
When Policy Becomes Purchasing Power
For a long time, homeschooling operated on the edge of scarcity. Families stretched every dollar, passed curriculum around co-ops, and hoped used book sales would carry them through another year.
I know this firsthand. As a mom with five children in seven years — a third grader, a first grader, a preschooler, a toddler, and a newborn all at once — homeschooling on a single income stretched us thin in every possible way. Every purchase was a calculation. Every curriculum choice came with tradeoffs. Had Education Savings Account (ESA) funding been available back then, it would have changed everything. Not just because of the money, but because of the relief. With less stress, I could have focused more on teaching and less on juggling expenses — which means a better education and a calmer home.
Funding, after all, isn’t only about buying curriculum. It’s about lifting the constant financial weight that distracts parents from the work they’re trying to do: educate their children. While technology keeps advancing, raising and educating children has never been more expensive. ESA doesn’t erase every obstacle, but it shifts the ground beneath families, giving them room to breathe.
That’s why I call ESA an earthquake. Because for the first time, policy isn’t just theory. It’s purchasing power.
School Choice Funding Programs
School choice isn’t new. The idea has been around for decades — Milton Friedman proposed vouchers in the mid-20th century, envisioning a system where families direct public funds toward the education of their choice. On paper, simple. In practice, the gap between theory and reality was big.
Early experiments appeared years later. In the 2000s, some California charter schools offered homeschoolers per-student stipends — small compared to today’s ESA accounts, but groundbreaking at the time. For the first time, families experienced resources following the student. It wasn’t perfect, and it stirred debate, but it planted a seed.
In 2011, Arizona launched the first official ESA program — modest, limited, and far from universal, but a proof of concept: money could sit in a parent-managed account and be used for homeschool materials, tutoring, and more.
Growth after that was uneven. A few states followed with variations of vouchers, stipends, or scholarship programs. Families in those places saw glimmers of what was possible while others watched from the outside. For more than a decade, school choice looked like a patchwork — hopeful, but incomplete.
COVID and the Acceleration
Then came 2020. Overnight, millions of families found themselves schooling at home. Homeschooling moved from the margins to the dinner table. Parents across backgrounds discovered they could direct their children’s education — even if only temporarily.
But while homeschooling surged, funding did not. Dollars weren’t yet structured to support parents sustainably. Many made it work for a time, then returned to traditional schools — not always by choice, but because the resources weren’t there to continue.
That moment lit a fire under policymakers. What had been a slow crawl suddenly picked up speed. Legislators could no longer treat homeschooling as a small corner of education. Programs that once took years to advance began moving in months. ESA-style accounts, charters, and Scholarship Granting Organizations (SGOs) that once served a fraction of families began opening to many more.
It’s tempting to say we’ve arrived. The truth: we’re still early. What we’re experiencing is acceleration — the earthquake shaking the ground beneath families and vendors. The bigger leaps will come as legislation matures.
The Marketplace Model
From Coupons to Marketplaces
For years, purchases felt piecemeal. In the ’80s and ’90s, families waited for catalogs, circled dream lists, and mailed order forms. In the 2000s, the rhythm shifted, but scarcity remained. Homeschool moms watched inboxes for coupon codes or a friend’s bonus credit — “buy this set and get $20 toward your next order.” Those slips were passed around like gold.
After COVID, demand and resource gaps were impossible to ignore. By the early 2020s, school-choice funding programs moved from theory to structured marketplaces. Families could log into platforms like ClassWallet or MyScholarShop, scroll listings, and shop with public dollars — not unlike any modern e-commerce experience.
The leap is staggering. In under a decade, we’ve gone from clipping coupons in co-ops to shopping digital storefronts with real, state-funded budgets.
How We Moves Families to the Marketplace Door
Marketplaces sound like the solution homeschool families needed: money in the account, a clean storefront, a clear path to purchase. For vendors, reality is more complex.
These marketplaces aren’t open stages. You can’t simply buy premium placement inside. Approvals can take time, and once listed, your product competes for attention with hundreds of others. Visibility is limited; great products can get buried.
Success doesn’t come from waiting on the marketplace. It comes from building influence around it. Most vendors see the wall and stop. We asked a different question: How do we bring parents to the door already ready to choose?
Under real-world urgency, we mapped the path between the homeschool family and those walled-garden doors. What emerged is a system that connects the dots outside the wall so that, by the time families log in, they already know what they’re looking for. It’s not about fighting the garden’s limits — it’s about shaping the journey that gets parents there.
And we don’t stop at the door. We make the journey inside smoother, too. Instead of dropping a parent at a crowded storefront and hoping they stumble onto your listing, we build pathways that lead directly to your products — signposts from ad to landing page to marketplace page. By the time they log in, they’re not aimlessly browsing; they’re following a clear trail that leads to you.
That’s the difference between being listed and being found. Anyone can get listed. We make sure families can find you, choose you, and buy from you without friction.
The Influence Gap
Why Marketplace Presence Alone Isn’t Enough
Being listed is no longer the finish line — it’s the starting point. Presence matters, but presence alone doesn’t guarantee sales. Homeschool parents aren’t casual scrollers. By the time they log in, many already have a short list.
That’s the gap: influence. The vendors who win don’t just exist inside the wall — they shape decision-making before families arrive. Our work at Well Planned Advertiser (WPA) focuses on what happens outside the wall: targeted programmatic visibility, trusted content, and email outreach that prime parents to choose you once they’re inside.
Influence also bridges funding cycles. ESA dollars don’t flow evenly; disbursements create peaks and valleys. Momentum stalls unless you have a system that keeps parents engaged between bursts. WPA’s always-on approach — daily outreach, precision targeting, and retargeting that extends beyond ESA walls — keeps interest warm and intent high.
In short: ESA marketplaces are the doorway — but influence is the key. Presence may get you inside; influence unlocks consistent growth by shaping choices before parents ever log in.
Competing with Giants: Holding Ground in a Growing Market
Homeschool Growth Is Drawing New Attention
For decades, homeschooling was treated as niche — small, scattered, and easy to overlook. ESA-driven growth is changing that. As dollars and demand scale, national and education-focused brands are paying attention.
This is both an opportunity and a challenge. The attention validates what homeschool families and vendors have built; it shows staying power. It also raises the stakes. Small and mid-sized vendors aren’t only competing with one another anymore — they’re sharing the arena with well-resourced entrants.
That’s not a reason for fear. It’s a call for strategy. ESA marketplaces may look like open doors, but every door is visible to every player. Winning here isn’t about insider tricks. It’s about well-researched, well-executed plans that are resilient enough to hold ground against competitors who may have larger budgets but don’t have deep community fluency.
And that’s where Well Planned Advertiser stands apart. I’ve spent nearly thirty-five years immersed in the homeschool community, experiencing firsthand how families think, buy, and build trust. Growth doesn’t come from guesswork or shortcuts — it comes from strategy. The companies that thrive are the ones willing to invest the time to understand the journey and execute with intention. That’s the work we do every day.
The Bottom Line
The ESA earthquake isn’t slowing down. Each year, more families step into homeschooling with real resources in hand, and more vendors crowd into the marketplaces that serve them. The opportunity is enormous — and so is the competition.
The winners won’t be the ones who simply get listed. They’ll be the ones who shape decisions, guide the journey, and meet parents at the moment policy becomes purchasing power. That’s where WPA turns opportunity into growth — with clarity, precision, and trust.
The ground has shifted. The families are ready. The dollars are flowing. The question is simple: Are you positioned to meet them there?
About the Author
Rebecca Scarlata Farris
With nearly 35 years in the homeschool world — first as a student, then as a mom of five, and now as a business owner — Rebecca has dedicated her career to helping families thrive. She launched Family magazine, created the first Well Planned Day Planners, and pioneered digital conventions and tools that reshaped how homeschoolers connect and learn.
Today, as the founder of Well Planned Advertiser, she blends her deep community insight with technology and strategy to build systems that help homeschool businesses reach families with precision.
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Well Planned Advertiser
Well Planned Advertiser is the only ad platform built exclusively for homeschool and private school companies. Since 2007, we’ve helped businesses connect with over one million families through precision targeting, programmatic ads, and AI-powered outreach. Backed by decades of experience in the homeschool market, our mission is simple: give education-focused companies the tools they need to reach parents with confidence and grow in a rapidly changing landscape.
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